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Who We Are


We are an independent, full-service financial services firm committed to helping people pursue their financial goals.

Rob's Story Photo

Rob's Story

Founder and Owner, Financial Advisor
Learn more here

Rob's Story

Rob was born in Asheville, NC and raised in Spartanburg, SC. Soon after graduating from the University of South Carolina, Rob jumped at the opportunity to relocate to New Bern where he put his background in engineering and love of sailing to work at Hatteras Yachts. He lives in downtown with his wife of 37 years, Laura, and their four-legged friend, Annie. They’re blessed with two wonderful daughters, Blair and Graycie, and two granddaughters, Palmer and Harper Grace.

Rob’s Resume 

  • Rob started Overman Capital Management, LLC (OCM) in 2002. 
  • Prior to opening OCM, he spent 17 years with Wheat First Securities (and its numerous successors). 
  • Before joining the financial services industry, Rob worked in the Industrial Engineering department at Hatteras Yachts starting in 1980. After five years and numerous promotions he left to join Wheat First Securities.
  • Rob earned degrees in Finance and Mechanical Engineering at the University of South Carolina and later participated in the Financial Planning Institute program while at Wheat First Butcher Singer. He holds his FINRA Series 7, 9, 10, 63, and 65

Rob 

  •  Interests or Hobbies– Sailing, Road biking, and Traveling 
  •  Interesting Fact – Has sailed competitively for over 45 years, spent 10 years at Camp Sea Gull/Seafarer as a camper/ counselor, and is an Eagle Scout. 
  •  Community Involvement – Rob has been involved in numerous community projects and organizations including: Chairman of the Housing Authority of New Bern, Rotary Clubs of New Bern, the Neuse River Foundation, Christ Episcopal Church, and the Eagle Review Board for the East Carolina Council of Boy Scouts.

Rob and his wife smiling at the camera infront of a castle.

Jay’s Story Photo

Jay’s Story

Financial Advisor
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Jay’s Story

Jay was born and raised in a small town in Upstate NY, the youngest of 4 children, who made his way to eastern NC by way of Prague, CZ, Denver, CO, and, finally, Nashville, TN. He and his wife, Meghan Kelso Rishel (a native New Bernian), have been in New Bern since 2014, where they're raising their three hellions; Weston, Samuel, and Eliza. Jay's desire to spend more time with his family and play a greater role in the New Bern community led him to Overman Capital Management. 


Jay’s Background

  • Jay Rishel, CFP®, joined Overman Capital Management (OCM), LLC, in August of 2020.
  • For the 8 years prior to joining OCM, Jay was Regional Vice President, Strategic Relationships, at Jackson National, a purpose-driven firm that creates solutions, tools, and support designed to help Americans plan for retirement. Notably, he was responsible for overseeing the relationship Jackson had with several institutional clients
  • Preceding his time on the Strategic Relationships team, Jay held a variety of sales and management positions at Jackson. During this tenure as a director, he led internal sales teams across Bank, Wirehouse, and Independent distribution channels.
  • Prior to joining Jackson, Jay was an ESL (English as Second Language) Teacher at the British School, S.R.O, in Prague, Czech Republic, where his primary clientele was Sr. Management-level associates at BP and Abbot Pharmaceuticals.
  • Jay majored in Philosophy at Hamilton College in Clinton, NY. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®), and holds his Series 6, 7, 26, and 63 licenses.

Jay

  • Interests or Hobbies – Mountain biking, skiing, and good beer
  • Interesting Fact – He’s been on skates since he was 3 years old and is a lifelong hockey player
  • Community Involvement – Jay is a member of the First Presbyterian Church of New Bern and it’s foundation committee, Rotary Club of New Bern, MERCI Clinic, and an active member in his local F3 network.



Who We Serve

Current & Future Retirees

Meet Ward & June

Small Business Owners

Meet Phil & Betty

Family-Oriented Young Professionals

Meet Rose & Jack

Federal Employees

Meet Felix

*The illustrations provided are for educational purposes only. Each individual's situation is unique. Speak with a Financial Professional before taking action.
Diversification does not assure a profit or protect against loss. Investing in securities involves risk of loss that clients should be prepared to bear. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment processes will be profitable.

What We Do


We offer advice and solutions that are tailored to the unique needs of each client. Our mission to maintain the highest standards of integrity and professionalism in every client relationship while providing access to the highest quality research, tools, and solutions is what sets us apart.


Investment Management

Evaluate your current investment allocation, identify what is working and what isn’t, build a risk-appropriate portfolio based on a clear and consistent strategy, and reevaluate your portfolio regularly.

Retirement Income Planning

Help calculate the income you need to enjoy your post-career lives, discuss Social Security claiming strategies, and explore distribution options on your accounts.

Education Funding

Determine the best saving and investment solutions to support your children or grandchildren’s education, share resources and tools that help clarify the cost of higher education, and discuss ways to maximize financial aid programs.

Cash Flow Management

Identify your spending and saving priorities, help you create an emergency fund, and develop plans for funding a large purchase, e.g., house, car, wedding.

Estate, Gifting, and Charity Planning

Discuss titling and beneficiary designations on your accounts, and provide an overview of how you can leave a legacy for your family, friends or, favorite charity.

Employer Benefit Plan Review

Analyze your existing employer retirement plans, e.g., 401(k), 403(b) etc, discuss appropriate matching and/or contribution amounts, and review your investment options.

Federal Employee Retirement Planning

We help advise you through critical aspects of federal retirement, from Thrift Savings Plan allocations to your pension to Social Security and, finally, your estate plan.


Our Process

 

Step 1:

 

Get to Know You

 

We'll get acquainted with you and all aspects of your financial needs and wants; and, we'll walk through our background, process, and services.

 

Step 2:

 

Pinpoint Your Goals

 

Once we know your investment experience and risk tolerance, along with your personal and professional priorities, we can analyze your current approach.

 

Step 3:

 

Are You Headed in the Right Direction?

 

Is your current plan going to get you where you want to go confidently? We'll consider the advantages and disadvantages.

 

Step 4:

 

Develop and Review a Roadmap

 

We'll deliver prudent and streamlined guidance for you to consider. Most importantly, we'll evaluate any feedback you have concerning our proposal.

 

Step 5:

 

Begin Your Journey

 

Now that we've mapped out your preferred route, we'll put the recommendations into action.

 

Step 6:

 

Explore Your Progress

 

Consistent communication with you is essential to achieving sustained progress. You can expect a proactive partnership from us as we monitor your goals.

What Does It Cost?


Fee Based

Consider this model if you desire a comprehensive planning relationship with access to the full breadth of OCM’s services, plus ongoing monitoring and management of your assets.

0.75% - 1.25% of assets that we manage on your behalf

Subscription

Consider this model if you prefer to manage your assets but would like ongoing consultation from experienced financial advisors on one or more of the following topics: asset allocation, investment portfolio analysis, retirement planning, education funding, risk management, estate planning, charitable giving, and debt management/cash flow analysis.

$500 onboarding fee; $200*/month for the first year of service

*depending on scope of services provided

Project-Based Planning

Consider this model if you want to manage your assets and are merely in need of guidance on one particular event. Examples include, but aren’t limited to, the sale or purchase of a business, receival of an inheritance, determining appropriate personal or retirement account type, sale or purchase of a home, or any other significant life event.

$750 - $1,500

*depending on scope of project


CONNECT WITH US


For further details on fees being provided: Form ADV | Form ADV Part 2

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FAQ

 

Do I need a Financial Advisor?

 

Do you have financial or personal goals for yourself, your family, or your business? If yes, a financial advisor can help you reach those desired goals. Plus, financial advice isn't just for the wealthy. We are here to help you gain wealth and sustain it.

 

Who is not a good fit for OCM?

 

Unfriendly people! Seriously, we love working with positive people that are serious about reaching their personal and financial goals and are open to new ideas.

 

Who will I work with?

 

You can choose to work with either of us. Nevertheless, know that we are a team that works closely on many plans. As such, clients benefit from our nearly 50 years of combined financial services experience.

 

Do clients need to live in Eastern NC?

 

Absolutely not. With today's connectivity, we can provide high levels of engagement with clients across the country. Many of OCM's existing clients reside in a state other than North Carolina.

 

Do you have a minimum account size?

 

No minimum account size is required.

 

What if I already have an advisor?

 

Great! You've taken an important first step in reaching your financial goals. Though, much like in the world of medicine, it often makes sense to get a "second opinion" from other professionals in the industry.

 

Ever been disciplined for unethical or unlawful actions in your career?

 

No, we have not. We encourage you to use FINRA's BrokerCheck tool when conducting due diligence on financial advisors.

 

Why should we work with you and not another firm?

 
  • We work in a genuinely independent business model (see True Independence below)
  • Due to the structure of our team, we will provide clients continuity for decades to come.
  • We offer multi-generational planning (Rob is a Baby Boomer, Jay is a Millennial).
  • We give consumers flexibility and transparency concerning our compensation.
  • We employ a clear, consistent, and rules-based approach to investment management.
  • We endeavor to make your money work for you, with your financial goals in mind.
  • Finally, we love what we do!

True Independence

We are not bound by or committed to any financial companies' funds, investment products, sales goals, or initiatives. Simply put, you can feel confident the solutions and services we recommend are solely for your benefit.

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Advisor Group is one of the largest networks of independent wealth management firms in the United States. The individual firms that comprise Advisor Group foster the spirit of entrepreneurship and independence that our more than 11,000 financial professionals exemplify.

Logo mark for Triad AdvisorsTriad Advisors at a glance

  • Headquartered in Atlanta, we are an independent broker/dealer, registered investment advisor, and insurance agency.
  • Triad was founded in 1998 by three principals with more than 90 years of combined experience in the securities industry.
  • As of December 31, 2019, Triad had 640 financial professionals nationally serving over $32 billion in client assets.
  • Visit Triad Advisors


Begin Building Your Financial Foundation Today


Overman Capital Management

331 Middle St.
New Bern, NC 28560


Phone:
(252) 635-6666

Email:
Rob@OvermanCapitalManagement.com
Jay@OvermanCapitalManagement.com

Check the background of this firm/advisor on FINRA’s BrokerCheck.